Shopping For A Used Car? How To Make Sure You Don’t Get Burned…

There are many ways to shop for used car. You can go from dealer to dealer and used car lot to used car lot, you can go on many of the used car sites online, or even an auction site online. Regardless of how you go about finding a vehicle it is important you understand what to look out for to make sure the you are not purchasing somebody else’s discarded problems. Here are some tips that might help you to find a high-quality vehicle that hopefully will serve you for many years to come…

1. Take your time when evaluating a vehicle. Take several walks around the exterior of the vehicle noting any imperfections you may find. Open the doors, trunk, and hood and look for anything that does not look like it was original or just doesn’t look right. Don’t be afraid to ask the seller questions and evaluate the answers you received. Do the same with the interior, take your time and sit in the vehicle and make sure you try all of the equipment and accessories to make sure they are operating properly. Shift the vehicle into drive, neutral, and reverse and make sure it seems to shift quickly and smoothly. If not, expensive repairs may be imminent.

2. Ask for a vehicle history report such as Carfax or AutoCheck. Make sure the vehicle has no major negative events in its history and that there are no odometer discrepancies.

3. Start the engine and open up the hood. Your eyes, ears, and nose are your best friends here. You want to look for any visible oil leaks. You want to listen for any unusual sounds. And you want to make sure that there are no unusual smells, for instance something smelling like it’s burning. Check the transmission fluid by pulling out the dipstick and checking the level and giving it a quick smell. If the vehicle was just started the transmission fluid level should be near the cold marker. You want to make sure it does not smell burnt as this could identify a current or pending problem. When the engine is turned off again pull out the oil dipstick and again, make sure it looks like it is not dirty and does not smell burnt. The color of the oil should be similar to dark amber.

4. Now it’s time for a test drive. Before you start moving check the steering system. Open the windows and turned the steering wheel hard all the way to one side, and then the other. You want to make sure there is no resistance and that there are no loud squealing sounds which could signify a problem with costly parts of the steering system. You will also want to jiggle the wheel back and forth a bit from the center position and make sure that it doesn’t have any play. Going from one side to the other. It should feel firm when turning from one side to the other. Once you are confident the vehicle is safe to drive make sure you drive it with the windows open and closed. Make sure you don’t hear any noises that seem uncommon. If you do find any potential issues and you are not sure what they are make sure to have a qualified mechanic look the car over before you complete the purchase. While driving, make sure to pay attention to the brakes. Do they feel like they are working properly and stopping the car efficiently? If not, they may need to be addressed and that could help you as any other problems found, in negotiating a better purchase price.

5. Last, but certainly not least. Asked to have the vehicle inspected by a mechanic or shop of your choice. If there is any resistance to having the vehicle inspected run, don’t walk away from the vehicle as is a telltale sign there are going to be issues found.

Once you have found the right vehicle and have made a purchase it is a sound financial decision and great idea to purchase a quality used car warranty. An auto warranty can protect you from the inevitable major or minor repairs that you will face down the road. There are few reputable companies that will allow you to purchase coverage directly, excluding the dealer and their profit, at wholesale pricing. A great place to start is Auto Advantage Inc.

 

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Do Research Before Buying An Auto Warranty

When most people research auto warranties, they mainly look at price. Everyone is looking to get the best rate possible on an auto warranty. However, though price may be important, it should not be the deciding factor when you make the final purchase.

When you look into buying a warranty, it is important to ensure that you buy one that is great quality. In order to get the most out of your auto warranty and to make a smart purchase, here are two very important things to take into consideration when you do your research:

First off, consider the price. Price is an important factor when you make any purchase. However, when it comes to warranties, it is important that price is not the only thing that you look at.

Secondly, make sure you research the company thoroughly. Is the company reputable? Is it an established company? Are they visible online? Are their contact details easily and prominently located? And lastly, is the company accredited and does it have a high rating with the Better Business Bureau?

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Auto Warranty Scam Warning

 

It has been reported that a variety of companies and marketing firms have been making unsolicited calls to offer customers an automotive extended warranty. When a customer is told that the warranty is about to expire, if they are not educated to the warranty business or their vehicles coverage may sometimes believe anything a telemarketing agent says. Unfortunately, in almost every case they are creating this information out of thin air with the hope that they can scare or pressure a customer into purchasing warranty coverage for their vehicle. This is obviously a dishonest practice but is borderline illegal as well.

It is also been reported that a variety of third-party companies have been sending a postcard a flyer in the mail with the same general information hoping to coax a customer into calling them so they can attempt to sell them warranty coverage. This process is a high-pressure process, usually involving several levels of sales professionals to try and close the deal.

What these companies never tell you is that in many cases, your car may still be covered by an existing warranty as they have no knowledge of the vehicle’s actual existing warranty status.

Also, there are many levels of warranty coverage that are available that are generally not explained in clear detail to a customer. They simply sign you up, collect your money, and then send you documentation later where you find out there are many loopholes that would allow a claim to be denied. This is assuming the company even has a claims department and any legitimacy at all.

In most cases, you may have simply given money for a product that either doesn’t exist or is not an actual insurance company product.

If the company does have any legitimacy, not having an underwriter simply means that in the event that they have any type of claims activity at all, they can easily be wiped out as they very rarely leave much money in a claims fund to protect the consumer.

The bottom line is a customer’s best option is to reach out to a legitimate warranty provider that is directly underwritten by a US-based, “A” rated carrier. The other option, of course, is to visit a local dealership and find out what they are offering. The downside to this is that dealerships are generally 50-100% more expensive the same level of coverage you can get in the automotive warranty aftermarket.

The bottom line is you will almost never hear a radio ad or receive a notice by mail from any legitimate warranty company so buyer beware!

 

 

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Auto Warranty Company Fake Testimonials, Endorsements, Recommendations and False Claims…

We are often questioned on why we don’t post any testimonials of our happy customers on our website. It is unfortunate, but it is become the practice of many companies, both reputable and not reputable, to either create their own testimonials or higher a public relations firm to do it for them. This is obviously a dishonest and poor way to run a business. We choose not to post testimonials, though we have many, as we simply will not fall into this group.

So how is a consumer supposed to know what companies are reputable and what companies are not? The last thing a customer wants to do is invest their hard-earned money in a warranty program that will simply not pay claims as they promise. The best way to protect yourself as a consumer is to make sure you follow the following guides…

• First, make sure the company you choose for your warranty coverage has been in business 10 years or more so they have shown experience successfully paying claims, not simply selling plans and collecting premiums.
• Second, make sure the plan you choose is directly underwritten by a US-based, A rated insurance carrier. Many “so-called” auto warranty companies are simply corporations or risk retention groups and have no financial or insurance backing. Having a directly underwritten plan means that if the warranty administrator ever fails to exist, your claims will automatically be paid by the insurance carrier and your coverage will be valid regardless.
• Third, you want to choose a company that has an A+ rating with the Better Business Bureau, and perhaps more importantly has been accredited by the Better Business Bureau.

The bottom line is that as you research the different coverage available to you, do not only look at the items covered and the price of coverage, look at the tenure and reliability of the company you are purchasing from. Though we are not the only company in the auto warranty industry, we are one of the best. To obtain a quote visit our webpage.

 

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Extended Car Warranty, How To Choose The Right Plan

 There are many extended car warranty programs to choose from but it can be a bit tricky to find a “reputable” plan to suit your needs. The best way to choose a reliable extended car warranty program is to find a company that makes the following criteria…

1. Make sure the company is in business for 10 years or more. This assures you that they are not only in the business of selling coverage but also successfully paying claims.
2. You want to choose a company that has an A+ rating with the Better Business Bureau and perhaps more importantly, is accredited by the BBB which holds them to a much higher standard of excellent business practices and customer service.
3. You want the warranty program to be directly underwritten by a US-based insurance carrier holding at least an A rating with an industry rating service such as AMBest or Standard & Poors. This will assure you that if any part of the claims administration process fails the underwriter will directly pick up all claims if needed.

There are also many different levels of coverage available for your vehicle. These levels are Powertrain, Major Component Plus, High-Tech Component, Component Type Bumper-To-Bumper, or Exclusionary Bumper-To-Bumper coverage. Depending on the age and mileage of the vehicle all or most of these levels could be available. It is important to look through the different levels of coverage for any companies you are considering side-by-side to make sure that you are purchasing the best coverage available for your needs. Do not rely on plan names such as Platinum, Elite, or Gold as they do not always correctly define the level of coverage you are purchasing. Some less than reputable companies will take a very basic plan and label it with a very fancy name. You want to look at the actual list of what is covered to make sure you are getting what you’re paying for.

All in all, an extended car warranty is an excellent investment and can save you thousands of dollars over the term of the coverage. To begin researching the different types of coverage you can visit Auto Advantage and see what the choices are. It is a great idea to fill out the quote request form and let them send you the specifics including coverage details and pricing.

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Things To Keep In Mind About New Car Warranties

 A warranty is a guarantee made by a seller to a consumer for a product being sold. When the warranty is for a vehicle, it is a contract that provides coverage for replacement and repair costs for certain parts of the vehicle for a specific amount of time.

New car warranties provide many benefits for a consumer. When a consumer buys a car from a manufacturer, a guarantee is given that if there are issues with the car, like defects or mechanical failures, the cost of replacement and repair of those parts will be covered by the auto warranty. There are two kinds of new car warranties. The first is the bumper-to-bumper warranty, which provides coverage for all parts of the car from the front bumper to the back bumper. The second kind of coverage is powertrain coverage, which covers all of the parts that make it run.

New car warranties ease the minds of motorists every time they bring their vehicle to the shop and receive a repair bill.warranty

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Wear And Tear Parts Can Be Covered By An Auto Warranty

Usually, motorists will buy an aftermarket auto warranty or an extended auto warranty for their cars when the factory warranty terminates. When you buy an aftermarket auto warranty, your warranty provider provides coverage for replacement and repair of certain car parts. Here are some things to keep in mind when deciding to buy an aftermarket auto warranty:

An aftermarket auto warranty generally does not cover the costs of replacement and repair of parts that break down as a result of wear and tear. An aftermarket bumper-to-bumper warranty provides coverage for most parts in your car, generally with the exclusion of parts such as brakes, tires, and other wear and tear parts. It is smart to invest in a warranty that can cover wear and tear parts in addition to other parts because about eighty percent of your car’s repair costs are a result of wear and tear issues. An auto warranty that covers wear and tear problems will save you money, especially for older cars.

 

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Used Car Warranties And Car Loans May Be A Good Combination For You

Today, people rely heavily upon their cars to get through each day. If the car is not running smoothly, they are very susceptible to break downs. This makes getting through the day a more stressful task. In addition, the repairs to get the car running and back on the road again can be costly.

When a motorist’s old car breaks down completely, they will generally just think that they should buy another used car. If they do not have the proper funds for a new car or if they simply have poor credit, a used car loan may be a good option to help buy the car. There are places that will give car loans to motorists who have a need to purchase a used car.

After buying a car, it is a good idea to buy used car warranties that will cover the costs of maintenance and repairs to keep the car running smoothly and properly. If money is a struggle for you, an auto warranty will help to save your wallet each time the car goes to the mechanic.

 

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Replace Your Transmission With An Auto Warranty

The transmission is an essential part in your car. It is also one of the most costly parts to replace or repair. If you have owned your car for a long period of time, it is a possibility that you will eventually need to replace or repair the transmission. Here are some telltale signs that your transmission needs replacement:

The first sign is that your car is leaking transmission fluid. Check under your car while it is parked. Look for fluid pools that have a reddish color. After, check to see if there is any metal in the fluid. If there is, it is important to replace the transmission since broken metal is a sign that the transmission is worn down.

In addition, inspect the fluid levels in your car’s transmission. If you have low levels, this may be an indication that your transmission is burning too much fluid or that it is overheating.

Also, if there is a rough transition between gears when driving, this is an indication that your transmission needs replacement. It may take longer to switch between gears or the gears may slip. This will reduce the acceleration in your car.

Transmission replacements can be costly. Therefore, it is smart to look into an aftermarket auto warranty company that you can buy an extended auto warranty from. The auto warranty will help reduce the costs of your repair bills. Lastly, be sure that you purchase an auto warranty that provides the proper amount of coverage for your car.

 

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New Car Warranties Provide 4 Different Kinds Of Coverage

An auto warranty is a wise investment to make when buying a new car. New car warranties provide four kinds of coverage:

1. One kind of coverage that you can receive is basic, bumper-to-bumper warranty coverage. This kind of warranty provides coverage for all of the parts of the car from the front bumper to the back bumper.

2. Another kind of coverage that you can receive is a powertrain warranty. This covers the parts of the car that make it run. This includes parts like the drive axels, the engine, the driveshaft, and the transmission.

3. In addition, your auto warranty can cover corrosion and rust. This handles rust-through problems.

4. Lastly, you can get roadside assistance with your warranty. You may receive this service if you have a basic warranty that is active. It provides professional help when you are stranded on the side of the road due to a vehicular breakdown. It offers services such as flat tire assistance, lockout assistance, refueling assistance and towing.

To further familiarize yourself with the exact coverage provided for you by your auto warranty, read through the warranty booklet and owner’s manual. If you still don’t believe that you have all of the coverage that you need it is good to purchase an extended auto warranty for your car as well.

 

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